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We know that your business means the world to you. It is also important to our company to help keep you insured. Contact us  Business Insurance 1 brokers for help (855) 235-2321.

We will help your Business and protect your assets with a review and discuss options. Business Insurance 1 has been helping for 35 years (855) 235-2321.
We will help insure your company and protect your assets. Get your next business insurance 1 policy right here (855) 235-2321.

 As an owner of a growing or even a large business you face tough challenges every day. Make sure your business is properly insured today and tomorrow. Like you, the business owner, our Business Insurance 1 brokers and specialists are business owners also and understand the importance of developing one or more plans for continued financial security and ongoing operations. Our business and commercial insurance brokers nationwide will always work with you to determine the right blend of insurance products for you and your business.

We offer help with Truck insurance and or commercial auto, roofers liability, multiple contractors coverage types, general liability, property and liability, inland marine, workers compensation and  property just to name a few.

We have companies for commercial auto, commercial truck insurance (big rigs, semi’s, box trucks, NEMT), general liability, commercial property and many more types of policies.

Request that one of our multi-state licensed experienced commercial and business insurance 1 brokers contact you HERE or call us at (855) 235-2321.

Our experienced commercial and business insurance 1 brokers are dedicated to providing extraordinary service to our customers. We strive to meet your expectations by providing access to our services through an office visit, fast telephone access and through our website.

We are in the business to render the best possible advice and service to our commercial customers and develop long-term relationships within our local community and across America.

Our customer satisfaction is highest among growing businesses with 1-50 employees. Our Higher scores among larger businesses are influenced by our agents and brokers spending more time with these larger more complex accounts. Agents and brokers are available to interact with our larger businesses more frequently as compared with fifty or fewer employees.

Private consultations with the business owner or responsible officers allow insurance agents or brokers to understand the customer’s needs, provide helpful information regarding risk and package insurance products to meet their specific needs.

Our business and commercial insurance brokers will inform customers in advance if a rate increase is pending and look for alternatives to keep costs in-line.

We have found that business owners are most comfortable knowing that they are properly insured with the correct Business Insurance, and it is of critical importance to small or growing business owners who need to understand the insurance coverage options and be sure that the policy/policies they own meets their needs.

We have found that our commercial customers who purchased their business insurance policy within the past three years have indicated to us that available policy offerings, not just the price alone, is one of the most important reasons for deciding to do business with our experienced commercial brokers.

If you need help setting up, running or planning your business visit the USA.GOV business website here.

Types of Business Insurance
Insurance coverage is available for every conceivable risk your business might face. Cost and amount of coverage of policies vary among insurers. You should discuss your specific business risks and the types of insurance available with your insurance agent or broker. Your agency can advise you on the exact types of insurance you should consider purchasing.

Commercial Auto
A commercial automobile insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements. It is not just the registration that determines the requirement for a business automobile insurance policy. Other requirements are ownership by a corporation, use in hauling goods for hire, and gross vehicle weight of the vehicle. Some small trucks can be owned and insured under a personal automobile insurance policy under specific circumstances.

Commercial automobile insurance policies are not regulated in pricing, as are private passenger policies. There is price competition between insurance companies for good commercial automobile insurance. Business Insurance 1 brokers will guide you.

General Liability Insurance
Business owners purchase general liability insurance to cover legal hassles due to accident, injuries and claims of negligence. These policies protect against payments as the result of bodily injury, property damage, medical expenses, libel, slander the cost of defending lawsuits, and settlement bonds or judgments required during an appeal procedure.

Product Liability Insurance
Companies that manufacture, wholesale, distribute, and retail a product may be liable for its safety. Product liability insurance protects against financial loss as result of a defect product that cause injury or bodily harm. The amount of insurance you should purchase depends on the products you sell or manufacture. A clothing store would have far less risk than a small appliance store, for example.

Professional Liability Insurance
Business owners providing services should consider having professional liability insurance (also known as errors and omissions insurance). This type of liability coverage protects your business against malpractice, errors, negligence in provision of services to your customers. Depending on your profession, you may be required by your state government to carry such a policy. For example, physicians are required to purchase malpractice insurance as condition of practicing in certain states.

Commercial Property Insurance
Property insurance covers everything related to the loss and damage of company property due to a wide-variety of events such as fire, smoke, wind and hail storms, civil disobedience, and vandalism. The definition of “property” is broad, and includes lost income, business interruption, buildings, computers, company papers and money.

Property insurance policies come in two basic forms: (1) all-risk policies covering a wide-range of incidents and perils except those noted in the policy; (2) peril-specific policies that cover losses from only those perils listed in the policy. Examples of peril-specific policies include fire, flood, crime, and business interruption insurance. All-risk policies generally covers risk faced by the average small business, while peril-specific policies are usually purchased when there is high risk of peril in a certain area. Consult your Business Insurance 1 broker about the type of business property insurance best suited for your small business.

Home-Based Business Insurance
Contrary to popular belief, homeowners’ insurance policies do not generally cover home-based business losses. Depending on risks to your business, you may add riders to your homeowners’ policy to cover normal business risks such as property damage. However, homeowners policies only go so far in covering home-based businesses and you may need to purchase additional policies to cover other risks, such as general and professional liability.

Surety Bonds
We work with many of the country’s top-rated surety companies to secure:

Contract Payment and Performance Bonds
Fidelity Bonds on Employees
Code Compliance Bonds
Judicial and Court Bonds, including estate guardianship and repletion bonds
Professional Service Bonds

BOP (Business Owners Package)
Business Owners Package policy, commonly called a “BOP” contains many of the insurance coverages needed by most small businesses. While these policies are not standard, there is great variation from insurance company to insurance company; there are certain common elements. The basic BOP offers business property both building and contents, and liability insurance protection for the operation of your business. This liability protection will generally include both the operation of your business, at its established location, and the liability from your products or completed operations.

Some, but not all of the policies, will also offer business income and extra expense protection after an insured loss. BOP policies do not contain all of the coverages needed by a small business. Notably they do not cover any Workers’ Compensation, professional liability, or business vehicle coverage.

We have readily available business and commercial insurance for the following.

  • • 4-H Camps
  • • Airport Hangars
  • • Animal Hospitals
  • • Auto Body Shops
  • • Auto Parts & Supply
  • • Auto Repair
  • • Auto Sales
  • • Auto Salvage & Dismantling
  • • Bakeries
  • • Banks
  • • Banquet Halls
  • • Bars
  • • Barber Shops
  • • Beverage Distributors
  • • Bible Camps
  • • Building Material Dealers
  • • Book Stores
  • • Boy/Girl Scout Camps
  • • Bridal Shops
  • • Cabinet Manufacturing
  • • Cafés
  • • Candy Stores
  • • Chalets/Mountain Rentals
  • • Clothing Stores
  • • Coffee Shops
  • • Convenience Food Stores
  • • Craft/Hobby Shops
  • • Daycares
  • • Delicatessens
  • • Donut Shops
  • • Electronics & Stereo Stores
  • • Floorcovering Stores
  • • Florists
  • • Future Farmers of America Camps
  • • Gift Shops
  • • Golf Courses – Municipal/Public
  • • Grocery Stores/Supermarkets
  • • Hair Salons
  • • Home Improvement Stores
  • • Liquor Stores
  • • Locksmiths
  • • Machine Shops
  • • Metal Working/Fabrication
  • • Motels/Hotels
  • • Motorcycle Repair
  • • Nail Salons
  • • Newspaper/Magazine Distributors
  • • Nursing Home/Assisted Living
  • • Offices
  • • Paper Products Distributors
  • • Poultry
  • • Rental Dwellings
  • • REO/Forced Placed
  • • Restaurants
  • • Roller Rinks
  • • RV Repair
  • • Senior Citizen Centers
  • • Sports Bars
  • • Tanning Salons
  • • Taverns
  • • Thrift Stores
  • • Tire Dealers
  • • Toy Stores
  • • Traditional Summer Camps
  • • Truck Repair
  • • Truck Sales
  • • Vacant Properties
  • • Vet’s Club/American Legion
Business Insurance 1 brokers provide professional grade help to all customers, small or large. Find business insurance near you now.
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